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What Is Elder Law?
In the decade between 2000 and 2010, the 65-and-older population increased by more than 15%. That demographic now makes up approximately 13% of the country’s population. In 2000, it was only 12.4%. More tellingly, in 1900, seniors only made up around 4% of the population. A century ago, only one out of every 25 people was age 65 or older; today, that number is one in 11. What this means now and what it will increasingly mean in the near future is that there is and will be a significant and growing section of the population that will have specialized needs that are unique to them. This shift in the realities of senior care necessitates a greater deal of advanced planning that has ever been required before. This is where Elder Law comes in.
Read More....What Is Estate Planning?
Estate planning is really just a process of setting up several types of very fact specific documents to help you determine where your hard earned assets will go and who will help control them. It is a way to determine a series of “what if” scenarios and working through those scenarios. Then, everything is simply laid out in writing, so that when you are gone, or if you have become incapacitated in some way, someone you have named to handle your estate can clearly, and easily understand your wishes.
Read More....What About Medi-Cal?
Medicaid is the Texas/United States Federal joint health program for eligible individuals and families with low incomes and resources. It is what they call a means-tested program that is jointly funded by the states and federal government, and is managed by the states. It is the primary program used to help our aging population pay for the cost of long term care.
Read More....How Elder Law And Estate Planning Can Help You
I’m an Elder Law Attorney helping families in and around the Orange County CA area. I’m sure you’re more than aware how difficult it can be emotionally, physically and financially to care for an aged loved one who needs long-term care.
Long-term care can take the form of in-home health care, assisted living or nursing home care. It can literally make you feel helpless. The negative impact on your health, employment, income and financial security can cause you to experience high levels of stress and depression.
Yet ironically, with billions paid out in government benefits, close to 57% of Americans receive NO FINANCIAL SUPPORT from Medicare, Medicaid or any other government programs. And in many cases, it’s not because they don’t qualify. It’s because they have done things incorrectly or received bad advice!
The AARP has reported that the average senior will be out of money after less than 26 weeks of care! This means that they can no longer pay privately.
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